Effective Date: FEb 27 2026 Last Updated: Nov 11 2025, MALTIBASE MASTER TERMS & CONDITIONS 29. Contact Information
Maltibase Legal & Compliance Team
📧 support@maltibase.com
🌍 www.maltibase.com
28. Entire Agreement
These Terms represent the complete legal agreement between the user and Maltibase.
27. Modification of Terms
Maltibase may update these Terms at any time. Continued usage implies acceptance.
26. Force Majeure
Maltibase is not liable for failures due to:

Natural disasters
Government actions
Network outages
Riots, cyber-attacks, wars
25. Governing Law
This Agreement shall be governed by the laws of:
[Insert Jurisdiction – e.g., Nigeria / USA / International]
24. Intellectual Property
All platform content belongs to Maltibase.
Users grant Maltibase global rights to display uploaded content.
23. Indemnity Users agree to indemnify Maltibase against: Legal claims Regulatory fines Third-party damages Loss caused by their own actions 22. Limitation of Liability Maltibase is not liable for: Profit loss Data loss Investment loss Third-party service failures User-to-user disputes 21. Prohibited Activities: Users must not: Commit fraud Launder money Harass others Post illegal content Manipulate platform systems Finance terrorism or criminal networks Violations attract: Account termination Fund forfeiture Legal reporting PLATFORM CONDUCT & LEGAL PROTECTION
20. Events & Foundation
Event tickets are NON-REFUNDABLE
Donations to Maltibase Foundation are NON-REFUNDABLE
19. Wallet, Crypto & Withdrawals
Wallet funding is NON-REFUNDABLE
Successful withdrawals CANNOT be reversed
Crypto withdrawals are STRICTLY NON-REVERSIBLE
18. Pro Services
Refund eligibility depends on:

Service stage
Evidence of failure
Pro & Client agreement
Maltibase may mediate but does not guarantee refunds.
17. Digital Services
Completed digital services are NON-REFUNDABLE
Services in progress may be reviewed for partial refunds
REFUND & CANCELLATION POLICY 16. Dispute Process

Step 1 – Report via official support.
Step 2 – Investigation & temporary account hold.
Step 3 – Final platform decision.

Maltibase may suspend, refund, reject, freeze funds, or escalate to law enforcement.

All on-platform dispute decisions are final.
By accessing or using Maltibase, you agree to be legally bound by these Terms. If you do not agree, do not use the platform.
DISPUTE RESOLUTION POLICY
15. Referral Rules
,
Earnings only from real users
Fake accounts, bots, or manipulation is strictly prohibited
Self-referral leads to permanent ban
Fraudulent earnings will be confiscated
Maltibase may change referral rewards at any time
All referral decisions by Maltibase are final.
AFFILIATE & REFERRAL PROGRAM TERMS 14. Investment Risk Disclosure
,
All investments:

Carry financial risk
Returns are NOT guaranteed
Capital can be partially or fully lost
Users must conduct personal due diligence
Maltibase is NOT a licensed financial adviser
Maltibase bears no responsibility for losses, unless stated in a signed agreement.

INVESTMENT-ONLY TERMS 13. Fraud Monitoring
,
Maltibase reserves the right to:

Freeze wallets under investigation
Reverse fraudulent earnings
Share data with law enforcement and financial regulators
12. Wallet Security

Users must protect:

Passwords
OTP codes
Private keys
Devices
Maltibase is not liable for losses arising from:

User negligence
Phishing
Hacked devices
External cyber-attacks
11. Crypto Withdrawal Address Rule
,
Users must verify the correctness of their crypto wallet address before withdrawal.

✅ Once sent:

Transactions are final
Irreversible
Non-editable
❗ Maltibase is NOT responsible for any loss caused by wrong, mistyped, or external wallet addresses provided by the user.
10. Wallet Name Matching Rule,
All bank withdrawal accounts MUST exactly match the name on the verified Maltibase profile.

Withdrawals to:

Third-party accounts
Mismatched names
will be delayed, rejected, or blocked.
Maltibase is not responsible for losses caused by incorrect bank details.
WALLET & CRYPTO TERMS 9. Offline & External Business Disclaimer
, Maltibase is NOT responsible for any business, payment, or agreement conducted outside the platform that cannot be digitally traced or verified.
All external dealings are strictly at the users’ own risk.
8. Physical Service Damage & Liability

Maltibase is NOT responsible for:

Injury, loss, theft, accident, or damage during physical service execution
Disputes that occur during offline service delivery
However, if any service involves:

Criminal activity
Fraud
Assault
Property destruction
✅ All submitted verification documents may be released to law enforcement for investigation.

Pro Users and Clients must act with extreme caution.
7. Professional Responsibility

Pro Users must:

Deliver services professionally
Maintain accurate listings
Comply with all laws
Respect client agreements
PRO USERS (SERVICE PROVIDERS) TERMS
6. Short In-App T&C (User Acknowledgement)

By using Maltibase you agree to:

Follow all platform rules and laws
Use only verified personal details
Accept financial risks on payments and investments
Avoid fraud, impersonation, or abuse
Understand Maltibase is not a direct service provider
Full Terms always apply even when using in-app features.
5. Maltibase Platform Services

Maltibase provides:

Digital service marketplace
Wallet & payout system
Affiliate & referral rewards
Gift card sales & sharing
Events & ticketing
Investment & earning programs
Foundation & community support
⚠ Maltibase is a technology platform only and does not guarantee income, profit, or business success.

4. Verification (KYC & Compliance)

Verification is mandatory for:

Wallet withdrawals
Pro service listings
Investment programs
Large transactions
Third-party verification providers may be used. Failure to verify may restrict account features.
3. Account Registration

One user = One account.
Login credentials must be secured by the user.
False information may lead to immediate termination.
Users are responsible for all activities on their accounts.
2. Eligibility
You must:

Be at least 18 years old
Provide true and verifiable information
Have full legal capacity
Not be prohibited by law
Maltibase may suspend or terminate any account that fails these conditions.

1. Definitions
Maltibase: The Maltibase platform and its legal operators.
User: Any registered or unregistered person using Maltibase.
Pro User: Verified service provider.
Client: User purchasing services.
Wallet: Digital balance system inside Maltibase.
Programs: Investment, earning, referral, and reward systems.
Platform: All Maltibase web and mobile infrastructures.
These Terms & Conditions (“Terms”) govern your access and use of the Maltibase Platform, including its website, mobile applications, wallet system, services marketplace, rewards, affiliate programs, investment programs, gift cards, events, and all related digital services.

By accessing or using Maltibase, you agree to be legally bound by these Terms. If you do not agree, do not use the platform.
Effective Date: FEb 27 2026 Last Updated: Nov 11 2025,

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